Three rooms, one job: SCREEN names against live U.S. sanctions lists, WATCH a transaction file for the classic fraud and laundering patterns, and FILE what you find as an evidence-cited, SAR-ready case packet. Every alert shows its score, its reason, and its evidence. No integration project. No per-seat bill.
Checked against the live OFAC SDN and Consolidated lists — U.S. Treasury data, refreshed daily. Fuzzy matching handles order, punctuation and listed aliases; a lone shared surname is not an alert.
Batch: one name per row or a CSV with a name column, up to 500 names. Nothing is stored.
Drop a transaction file — CSV or a NACHA/ACH file — and the classic typologies run right here in your browser: the file never leaves your machine. Structuring under $10K, velocity spikes, round-dollar repeats, duplicate payments, dormant-account wakeups, new-payee spikes. Every alert cites the exact rows behind it. No citation, no alert.
CSV needs date, amount and a name/payee column (account optional) — columns are detected automatically and shown before anything runs. NACHA files are read from the entry-detail records.
Promote any alert to a case. Each case carries its evidence chain and a draft narrative laid out the way a SAR narrative is written — who, what, when, how much, and why it is suspicious. Edit it, then export the packet. Drafts only — your institution reviews and files. Cases live only on this screen; nothing is stored.
No cases yet. Promote an alert from SCREEN or WATCH with its "Add to case file" button.
SCREEN checks the U.S. Treasury OFAC SDN and Consolidated lists — public, authoritative, updated daily — and every alert cites the exact entry with a link to verify it on the Treasury's own search. WATCH runs rule-based typologies on your file, locally in this browser, and every alert cites the exact rows that triggered it.
A CLEAR is not a background check or a legal determination; a HIT is a lead for a human, not an accusation. WATCH catches the classic patterns — it does not learn your customers' behavior yet, and it will miss what isn't in the file. Case narratives are drafts: your BSA officer reviews, decides, and files. Nothing you upload is stored or transmitted, except names you explicitly send to the sanctions screen.
More lists and behavioral baselines are on the way — this page gets a little better every visit.